Understanding Foreign Exchange Reserves

Foreign exchange reserves are a critical component of a nation’s financial stability and economic health. These reserves, held by a country’s central bank, consist of foreign currencies, gold, special drawing…

PPF Withdrawal Rules: What You Need to Know

The Public Provident Fund (PPF) is one of the most popular long-term savings schemes in India, known for its tax benefits, risk-free returns, and government backing. While the primary aim…

Understanding the ELSS Lock-in Period

Equity Linked Savings Schemes (ELSS) are one of the most popular investment options for individuals seeking to save taxes under Section 80C of the Income Tax Act, 1961, while also…

Different Types of Government Securities in India

Government securities (G-Secs) are debt instruments issued by the central or state governments to borrow money from the public. These securities are considered one of the safest investment options as…

Difference Between Bulk Deals and Block Deals

In the stock market, bulk deals and block deals are significant mechanisms that enable large-scale trading of securities. While both types of transactions involve high volumes of shares and can…

Delhi Vidhan Sabha and the Upcoming Elections: A Comprehensive Overview

The Delhi Vidhan Sabha, also known as the Delhi Legislative Assembly, is the unicameral legislature of the National Capital Territory (NCT) of Delhi. The upcoming elections for the Vidhan Sabha…

Different Segments of the Stock Market: An Overview

The stock market is a dynamic ecosystem where investors trade various financial instruments. These instruments are categorized into different segments based on their characteristics, trading methods, and regulatory requirements. Understanding…

What Are Depositories? CDSL and NSDL: Explained

CDSL and NSDL: Explained In India’s financial market, CDSL (Central Depository Services Limited) and NSDL (National Securities Depository Limited) are two central depositories responsible for holding and managing securities in…

What Is a Bank Run? Definition, Examples, and How It Works

A bank run occurs when a large number of customers simultaneously withdraw their deposits from a bank due to fears of the bank’s insolvency. This sudden surge of withdrawals can…

APR vs. APY: What’s the Difference?

When managing finances or evaluating investment opportunities, you often come across two terms: APR (Annual Percentage Rate) and APY (Annual Percentage Yield). While these terms may seem similar, they serve…