Harshvardhan Mishra
- Banking , Finance
- January 18, 2025
- 47 views
All About Neo Banks: The Future of Banking
Neo banks have revolutionized the financial services industry by providing a seamless, technology-driven banking experience. These digital-only banks are designed to cater to the evolving needs of tech-savvy customers who…
- Banking , Finance
- January 18, 2025
- 33 views
All About Public Sector Banks in India
Public Sector Banks (PSBs) are the backbone of India’s financial system. They play a crucial role in driving economic growth, ensuring financial inclusion, and supporting the development of various sectors…
- Banking , Economics , Finance
- January 17, 2025
- 46 views
Understanding Repo Rate, Reverse Repo Rate, and Related Concepts
In the financial ecosystem of any country, central banks play a pivotal role in regulating monetary policy and ensuring economic stability. Two critical tools at their disposal are the repo…
- Banking , Finance
- January 14, 2025
- 47 views
What Is a Bank Run? Definition, Examples, and How It Works
A bank run occurs when a large number of customers simultaneously withdraw their deposits from a bank due to fears of the bank’s insolvency. This sudden surge of withdrawals can…
- Banking , E-Governance , Finance
- January 13, 2025
- 56 views
How to Download E-PAN: A Step-by-Step Guide
An e-PAN card is an electronic version of the Permanent Account Number (PAN) card issued by the Income Tax Department of India. It is a convenient and quick way to…
- Banking , Finance
- January 13, 2025
- 51 views
Understanding Cheques: Types, Features, and Related Concepts
Cheques have been a cornerstone of financial transactions for centuries, serving as a secure and convenient way to transfer money. Though digital payments are increasingly popular, cheques remain relevant in…
- Banking , Finance
- January 13, 2025
- 47 views
FD or RD or TD: Which is the Better Investment Option
Here’s a detailed explanation of FD (Fixed Deposit), RD (Recurring Deposit), and TD (Term Deposit) in the Indian banking financial system. What is a Fixed Deposit? A Fixed Deposit (FD)…
- Banking , Finance
- January 13, 2025
- 61 views
Cash Reserve Ratio (CRR) in India: Meaning, Importance
What is the Cash Reserve Ratio (CRR)? The Cash Reserve Ratio (CRR) is a monetary policy tool used by the Reserve Bank of India (RBI) to regulate the liquidity and…
- Banking , Finance
- January 12, 2025
- 45 views
What is NRI Accounts: Types, Benefits, and How to Open
For Non-Resident Indians (NRIs), managing finances across borders can present unique challenges. This is where NRI accounts come in – specialized banking solutions designed to cater to the financial needs…
- Banking , Finance
- January 12, 2025
- 52 views
What is LRS (Liberalised Remittance Scheme)?
The Liberalised Remittance Scheme, or LRS, is a program introduced by the Reserve Bank of India (RBI). It allows individuals in India to send money abroad for specific purposes. This…
