As November 2025 begins, it’s time to align your financial plans with the upcoming bank holiday schedule. The month brings a blend of regional festivals, weekends, and national observances that will keep several bank branches closed across India.

While digital banking continues to be your 24×7 companion for payments, transfers, and account management, it’s always smart to stay updated on physical branch closures—especially if you’re planning cash deposits, demand drafts, or document submissions.

Nationwide Bank Closures in November 2025

All scheduled commercial and cooperative banks in India remain closed on all Sundays and the second and fourth Saturdays of each month.

For November 2025, the nationwide non-working days are:

• November 2 (Sunday)
• November 8 (Saturday) – Second Saturday
• November 9 (Sunday)
• November 16 (Sunday)
• November 22 (Saturday) – Fourth Saturday
• November 23 (Sunday)
• November 30 (Sunday)

If you need in-person banking services such as KYC updates, cheque clearances, or locker access, plan your visit on weekdays not overlapping with these dates.

Regional Bank Holidays in November 2025

India’s diversity is reflected in its state-specific holidays, each commemorating local traditions, festivals, or cultural events. Below is a state-wise breakdown of regional bank holidays for November 2025:

📅 November 1 (Saturday)

• Kannada Rajyotsava (Karnataka) – Celebrating the formation of the state of Karnataka in 1956.
• Haryana Day (Haryana) – Marks the creation of Haryana as a separate state from Punjab.

📅 November 5 (Wednesday)

• Guru Nanak Jayanti – A major Sikh festival celebrated across Punjab, Delhi, Uttar Pradesh, and West Bengal.
• Karthika Purnima – Observed in Odisha, Punjab, and Sikkim, marking a sacred full moon day.

📅 November 7 (Friday)

• Wangala Festival (Meghalaya) – A vibrant harvest festival of the Garo tribe, featuring dance, music, and traditional rituals.

📅 November 8 (Saturday)

• Kanakadasa Jayanti (Karnataka & Kerala) – Commemorating the birth anniversary of poet-philosopher Kanakadasa. Note: This date also coincides with the second Saturday, making it a double holiday in these states.

📅 November 11 (Tuesday)

• Lhabab Duchen (Sikkim) – A sacred Buddhist festival celebrating Buddha’s descent from heaven to earth.

📅 November 12 (Wednesday)

• Egas Bagwal (Uttarakhand) – Celebrated eleven days after Diwali, marking community feasts and thanksgiving traditions.

📅 November 23 (Sunday)

• Seng Kut Snem (Meghalaya) – A festival of the Khasi community celebrating cultural identity and unity. Since it falls on a Sunday, it won’t affect regular bank schedules.

Total Bank Holidays in November 2025

Depending on your state or region, you could experience anywhere between 6 to 10 non-working days this month. The combination of weekends and regional holidays may vary:

Region/State	Approx. Bank Holidays (Nov 2025)
Karnataka	8–9 days
Haryana	7–8 days
Punjab	8–9 days
Delhi	7 days
Sikkim	8–9 days
Meghalaya	9–10 days
Odisha	7 days
Uttarakhand	7–8 days

How to Manage Banking During Holidays

Even with multiple bank closures, you can ensure seamless financial transactions through digital banking alternatives:

✅ 1. Use Online Banking Services

Access net banking or mobile apps for fund transfers, bill payments, and account statements.

✅ 2. Rely on UPI and Payment Wallets

Apps like Google Pay, PhonePe, Paytm, and BHIM remain fully functional during holidays.

✅ 3. Plan Cash Withdrawals in Advance

ATMs operate 24×7, but during long weekends or back-to-back holidays, cash shortages may occur. Withdraw early to avoid inconvenience.

✅ 4. Schedule NEFT/RTGS Transfers Wisely

While NEFT and RTGS operate online, some scheduled downtimes may coincide with bank holidays. Always double-check transaction cut-off times.

Key Takeaways

• All Indian banks will be closed on Sundays and the 2nd & 4th Saturdays.
• Guru Nanak Jayanti (Nov 5) is the only major nationwide religious holiday affecting multiple states.
• Regional holidays like Kannada Rajyotsava, Lhabab Duchen, and Wangala Festival impact banking locally.
• Digital and mobile banking remain uninterrupted, providing round-the-clock access to most financial services.