Indians Can Now Get UAE Golden Visa Without Trade License or Property: A Game-Changer in Gulf Mobility Policy
New Delhi/Dubai – July 7, 2025:
In a landmark move set to redefine the landscape of long-term immigration in the Gulf, the United Arab Emirates has launched a nomination-based Golden Visa program that allows Indian citizens to acquire lifetime residency—without the traditional requirements of real estate investment or business ownership.
This policy shift, currently in its pilot phase, represents a strategic recalibration of UAE’s Golden Visa framework—aligning it with broader goals of talent acquisition, cultural exchange, and bilateral cooperation. It marks the first time the UAE is offering a Golden Visa based on individual merit and background verification rather than financial investment, especially to citizens of India and Bangladesh.
A Major Departure from the Investment Model
Until now, securing a UAE Golden Visa required a minimum investment of AED 2 million (~₹4.66 crore), often through property purchase or business establishment. The new model drastically reduces the entry barrier to AED 100,000 (~₹23.3 lakh) as a one-time fee, with no asset requirement, making it far more accessible for skilled professionals, cultural contributors, and knowledge-based workers.
This fee-based, nomination-driven model will still involve rigorous due diligence—ensuring that only those with clean legal records and potential to contribute meaningfully to the UAE economy and society are admitted.
India & Bangladesh Chosen as Pilot Countries
India and Bangladesh have been strategically chosen for the pilot rollout. Officials cite the strengthening of bilateral relations after the Comprehensive Economic Partnership Agreement (CEPA) signed in May 2022 as a key driver behind this choice.
Over 5,000 applications from Indian citizens are expected within the first 90 days, reflecting strong demand for Gulf residency alternatives beyond traditional employment or investor routes.
This move is not only symbolic of UAE’s trust in Indian talent but also addresses the growing demand from mid-tier professionals and entrepreneurs who previously could not afford the expensive property-linked visa models.
Application Process & Background Checks
The process is overseen by Rayad Group, a UAE-based consultancy authorized to handle initial vetting and documentation. Applications can be submitted through:
- One Vasco Centres in India and Bangladesh
- Rayad Group’s official portal
- Registered offices or via helpline
All applications undergo stringent checks, including:
- Anti-money laundering screening
- Criminal background verification
- Social media scrutiny
- Evaluation of the applicant’s professional impact and contributions (especially in sectors like finance, education, science, arts, startups, or trade)
Upon passing all filters, the application is forwarded to UAE government authorities for final approval. Notably, applicants are not required to visit the UAE during the process—another innovation in visa policy.
What Makes This Golden Visa Different?
Unlike traditional Golden Visas that are contingent on property ownership, this nomination-based Golden Visa offers lifetime residency without strings attached:
| Feature | Traditional Golden Visa | Nomination-Based Golden Visa |
|---|---|---|
| Minimum Investment | AED 2 million (property) | AED 100,000 one-time fee |
| Validity | 5–10 years (renewable) | Lifetime |
| Family Sponsorship | Yes | Yes |
| Residency Continuity | Dependent on asset | Independent of assets |
| Work Rights | Allowed | Full freedom of work/business |
| UAE Visit Required | Yes, usually | No, for application |
This visa permits the holder to sponsor their spouse, children, domestic staff, and even drivers—providing complete lifestyle integration and security.
Analysis: Why Is UAE Shifting to Nomination-Based Residency?
The UAE’s pivot to skill- and value-based immigration echoes global trends—where countries are increasingly targeting human capital over pure financial capital. With this model:
- The UAE expands its talent pool beyond the ultra-rich
- Builds cultural bridges with India, one of its largest expat contributors
- Strengthens its startup and knowledge economy, particularly with Indian professionals in IT, fintech, healthcare, and education
- Reduces risk associated with real estate speculation-based visas
Moreover, this nomination-based framework offers greater control and flexibility for UAE authorities, who can tailor admissions based on evolving national priorities.
What’s Next?
This program is expected to extend to other CEPA partner countries, including China. The UAE is using India and Bangladesh as a testing ground for a scalable visa model that prioritizes merit, mobility, and multicultural engagement.
As the global competition for skilled migrants heats up, this initiative positions the UAE as a progressive and pragmatic destination—offering security, freedom, and opportunity to a wider demographic.
Final Thought
For Indians looking to live, work, or build a business in the UAE without tying up crores in real estate, this nomination-based Golden Visa offers a once-in-a-generation chance. With simplified access, permanent residency, and wide-ranging benefits, the UAE has taken a bold step to redefine Gulf migration in the 21st century.
