Harshvardhan Mishra
- Banking , Finance , Mutual Fund
- February 2, 2025
- 29 views
Loan Against Mutual Funds: A Smart Way to Leverage Investments
Mutual funds are a popular investment avenue, offering investors an opportunity to grow their wealth over time. However, what many investors may not be aware of is that mutual funds…
- Banking , Finance , News
- January 31, 2025
- 34 views
UPI Transactions to Stop for IDs with Special Characters from Feb 1
Starting February 1, 2025, the National Payments Corporation of India (NPCI) will require that all Unified Payments Interface (UPI) transaction IDs contain only letters and numbers. This rule is meant…
- Banking , Explainer , Finance , Sab Kuchh
- January 30, 2025
- 35 views
The Future of Islamic Banking – Its Impact on Global Economies
Introduction Islamic banking is a financial system that operates in accordance with Shariah law (Islamic principles). Unlike conventional banking, Islamic banks do not charge or pay interest (riba) and follow…
- Banking , Explainer , Finance , Tech
- January 30, 2025
- 40 views
Central Bank Digital Currencies (CBDCs)
Introduction Money has been changing for centuries, from gold coins to paper money and now digital payments. In recent years, central banks around the world have been exploring a new…
- Banking , Finance
- January 30, 2025
- 38 views
One Card: The Future of Credit Cards in India
Introduction One Card is a modern credit card that has gained significant popularity in India. Designed as a metal credit card with no hidden charges, it offers a seamless digital…
- Banking , Finance
- January 28, 2025
- 56 views
UPI Circle: Features, Benefits, and Use Cases in India
Introduction Unified Payments Interface (UPI) has revolutionized digital transactions in India, making payments faster, easier, and more secure. Among the latest innovations under UPI is the concept of UPI Circle,…
- Banking , Finance
- January 24, 2025
- 51 views
Cashback SBI Credit Card: A Comprehensive Guide
The Cashback SBI Credit Card, offered by the State Bank of India (SBI) in collaboration with SBI Card, is a popular choice for customers seeking financial rewards on their everyday…
- Banking , Finance
- January 20, 2025
- 52 views
DigiSaathi Portal: Empowering India’s Digital Payment Ecosystem
India has witnessed a remarkable transformation in its financial landscape over the last decade. With the rise of digital payment systems and the growing emphasis on cashless transactions, millions of…
- Banking , Finance
- January 18, 2025
- 39 views
Credit Bureaus in India: Understanding Their Role and Importance
Credit bureaus play a crucial role in India’s financial ecosystem by collecting and maintaining records of individuals’ and businesses’ credit-related activities. These organizations provide critical information to lenders, helping them…
- Banking , Finance
- January 18, 2025
- 41 views
All About Payment Banks: Simplified Banking for Everyday Needs
Payment banks are a new type of bank introduced to bring simple, convenient, and accessible banking services to everyone, especially people in rural and underserved areas. They are designed to…
